Obviously, anyone can use the power of 100 so the title was just to draw attention to what we want to say. Young adults: Got a full-time job? Time to start using the power of 100: Part A A-1. Here’s What we want to say Save $100 ten times and then you will have $1000. […]

B-1. The Challenges in regard to accumulating a $10K starter emergency fund While the procedure for saving money is simple, the psychological aspect makes saving $10K hard. Stated upfront: you are going to dislike having to save money while friends and family spend freely. While you will definitely miss out on some fun and exciting

C-1. The Rewards of having accumulated a $10K starter emergency fund The best outcome requires you to stay the course. Be encouraged, many people will say it is impossible, but keep pressing forward. You will have increased your leadership potential once you successfully fulfill the goal of saving $10 grand. Achieving this goal will give

D-1. How to accumulate a $10K starter emergency fund Thus far, we have not mentioned how to save $10K. There are two primary approaches: 1) Increase your income including establishing multiple streams of income and/or 2) Decrease wasteful spending. D-2. Ways to increase your income including establishing multiple streams of income: a. Work overtime at

Examples of Wasteful Spending As stated many years ago, we live in a global economic environment. Events that occur hundreds or thousands of miles away can have a direct impact on us as individuals and as a nation. That’s why you should pay attention and carefully weigh relevant options before making significant decisions, especially when

How We See It—-Lessons Learned For Young Adults Ages 17-25 is the opinion of Overton Leadership Associates regarding what we believe it takes for today’s young adults to achieve success in America. Since this is an opinion piece, we expect that some readers will disagree with several of the perspectives. That is understandable and we

We at Overton Leadership Associates have noticed that there seems to be no limit to the number of unimaginable actions that individuals and groups of friends choose to take, usually without a good plan or a thorough understanding of the consequences if things go wrong. When it comes to young adults ages 17-25 who want

It is common for young adults to underestimate the monthly income required in order for them to live a desired (meaning successful to a certain degree) lifestyle. Unfortunately, some older adults feel uncomfortable presenting young adults with documents detailing the true cost of living a decent life in America. At Overton Leadership Associates, we aim

Overton Leadership Associates knows that most young adults who are working, searching for work or in college are not interested in volunteering, but there is nothing wrong with offering a few hours of your time to charities and nonprofit organizations. How do I know, you may ask? One of my prior jobs was as a

Height, weight, age, gender, race, language, religion, fatherless, learning disability, teenage pregnancy, physical disability, divorced parents, untimely death of a close family member, etc. Everything listed above can be viewed as an obstacle on the road to success. Many have faced some of the obstacles listed above, overcame them and then achieved success. That is